Torment in Black and White

Pine Hill, NJ

Today has been a bad day. I took a day off from work in order to spend it on the phone trying to find money for her to keep her apartment and continue her rehab. She is on Medicare and it will end in 16 days. Medicare told me that you only get 100 days for long term rehab. Her insurance AARP only gives the same 100 days. Medicare pays for the first 20 days and then AARP and medicare will cover the other 80 days together. That stops in 16 days. Medicaid will take over but all your social security and pension money goes to the facility that is caring for you with medicaid picking up the rest of the tab. They give very little money for apartments, utilities or incidentals. The family must do the rest or find a way to finance it. So today is a "Torment in Black and White". Happy Halloween.